Motorcycle accidents can lead to some of the most debilitating injuries. In the worst cases, the victim loses his or her life as a result of a driver’s negligence. As competent North Carolina motorcycle accident lawyers, we have assisted countless individuals with understanding their right to compensation after losing a loved one in an unnecessary and tragic crash. One of the most challenging aspects of resolving the situation is negotiating with insurance companies, who don’t always have your best interests in mind. While you and your family are coping with the sudden tragedy, we will work with insurance companies to fight for your rights and to protect your interests.
A recent North Carolina appellate opinion discussed the applicability of insurance in a crash that involved a motorcyclist and his passenger. The driver of a passenger vehicle containing three passengers lost control of her vehicle, which then collided with the victim’s motorcycle. The motorcycle rider and his passenger died as a result of the crash.
The defendant’s policy provided liability insurance with limits of $30,000 per person and $60,000 per accident. The insurer distributed the coverage to the passengers in the passenger vehicle and to the estates of the motorcyclist and his passenger. The victims’ estates received $17,928 each. The victim also had an insurance policy that provided underinsured motorist coverage with a limit of $100,000 per person and $300,000 per accident. The policy was distributed to the victims’ estates in the amount of $82,072 each. Ultimately, each estate received a total of $100,000 for both policies, which comprised the per-person limits of the underinsured motorist policy for the victim’s insurance.